Medicare Advantage


Whether you are choosing health care coverage, or helping someone else find a plan, UnitedHealthcare believes you should be able to choose coverage that fits your needs. And their role is to make health care work for you.

What is Medicare Advantage?

Medicare Advantage (Part C) plans are run by private insurance companies and combine Medicare Parts A (hospital coverage) and B (doctor coverage) plus additional benefits all in one plan. Many plans also include prescription drug coverage, known as MA-PD or Medicare Advantage with Prescription Drug plans. These plans often come with no additional premium beyond what you already pay for Part B. To be eligible to enroll in a Medicare Advantage plan, you must have Original Medicare (Parts A and B) and continue to pay your Medicare Part B premium each month, unless it is otherwise paid for under Medicaid or by another party.

Doctor, Hospital, and Drug Coverage – All in One Simple Plan.

AARP® MedicareComplete® plans insured through UnitedHealthcare bundle all your benefits into one simple plan and also include programs to help you live a healthier life. These plans won't deny you coverage for pre-existing conditions, and they do not require a physical exam for enrollment.1

AARP MedicareComplete plans include the following features and benefits:

  • Monthly plan premiums starting at $0, in addition to your Medicare Part B premiums
  • A yearly out-of-pocket maximum to help limit your health care expenses
  • Set co-pays for doctor visits and many medical services
  • Many preventive services for a $0 co-pay
  • Worldwide emergency care
  • Routine eye exams
  • Annual routine hearing exams

Many AARP MedicareComplete plans also include:

  • A hearing aid benefit and routine eyewear
  • Wellness programs and 24-hour phone access to a live nurse
  • Drug coverage for thousands of brand-name and generic prescription drugs
  • A large network of retail pharmacies nationwide
  • Prescriptions as low as $1.50 through Pharmacy SaverTM
  • A $0 co-pay for a 90-day supply of Tier 1 and Tier 2 medications with home delivery from OptumRx, your plan’s preferred mail service pharmacy.
  • Other additional benefits not covered by Original Medicare

1You may not be eligible to enroll in a plan if you have end-stage renal disease (ESRD). Please call UnitedHealthcare for more information.

Plans are insured through UnitedHealthcare Insurance Company or one of its affiliated companies, a Medicare Advantage organization with a Medicare contract. Enrollment in the plan depends on the plan's contract renewal with Medicare. UnitedHealthcare Insurance Company pays royalty fees to AARP for use of its intellectual property. These fees are used for the general purposes of AARP. AARP and its affiliates are not insurers. You do not need to be an AARP member to enroll.

AARP encourages you to consider your needs when selecting products and does not make specific product recommendations for individuals.

This information is not a complete description of benefits. Contact the plan for more information. Limitations, co-payments, and restrictions may apply. Benefits, premium and/or co-payments/co-insurance may change on January 1 of each year

You must continue to pay your Medicare Part B premium if not otherwise paid for under Medicaid or by another third party.

You are not required to use OptumRx home delivery for a 90-day supply of your maintenance medication. If you have not used OptumRx home delivery, you must approve the first prescription order sent directly from your doctor to OptumRx before it can be filled. New prescriptions from OptumRx should arrive within ten business days from the date the completed order is received, and refill orders should arrive in about seven business days. Contact OptumRx anytime at 1-877-266-4832 (TTY 711). OptumRx is an affiliate of UnitedHealthcare Insurance Company.

Pharmacy Saver™ Program

Drugs and prices may vary between pharmacies and are subject to change during the plan year. Prices are based on quantity filled at the pharmacy. Quantities may be limited by pharmacy based on their dispensing policy or by the plan based on Quantity Limit requirements; if prescription is in excess of a limit, copay amounts may be higher.

Last Updated: 10.01.2015 at 12:01 AM CT | Y0066_150817_103221 Approved