Medicare Part D


Medicare Part D plans are designed to help make prescription drug costs more predictable. With the rising costs of prescription drugs, enrolling in a Medicare Part D plan may be a smart way of insuring yourself against the unexpected. Even if you are relatively healthy, enrolling could save you money in the future.

Benefits of AARP® MedicareRx Plans

The AARP® MedicareRx Plans, insured through UnitedHealthcare, offer simple, reliable protection to help you manage the cost of your prescription drugs. If you are eligible for Medicare, these plans are available to you, even if you’re not a member of AARP.

UnitedHealthcare offers a $0 deductible plan1 to help you save money, as well as a lower-cost plan for peace of mind. While both plans feature drug lists that include thousands of commonly used prescription drugs, they offer slightly different coverage and different drug lists.

Other benefits include:

  • A Preferred Retail Pharmacy Network designed to help you save money on your prescription drug co-pays. UnitedHealthcare has worked with many retail pharmacies to help you get the savings you’ve been looking for. You could save 25% or more on your co-pays when you fill your prescriptions at a preferred retail pharmacy.2
  • A Preferred Mail Service Pharmacy that helps you save money on your prescriptions and the time it takes to get them.2 Pay $0 for a 90-day supply of Tier 1 and Tier 2 medications (includes nearly all generic drugs and most commonly used brand name drugs) with home delivery through OptumRx, your plan’s preferred mail service pharmacy.3
  • A large pharmacy network with many convenient locations, including popular retailers and local drugstores.

1The $0 deductible plan is not available in American Samoa, Guam, Northern Mariana Islands, Puerto Rico and U. S. Virgin Islands.

2The Preferred Mail Service Pharmacy and Preferred Retail Pharmacy Network are not available for the AARP MedicareRx Preferred plan in the following territories: Guam, American Samoa, U. S. Virgin Islands or Northern Mariana Islands.

3The $0 co-pay for a 90-day supply of Tier 1 and Tier 2 medications through OptumRx Mail Service Pharmacy is not available for the AARP MedicareRx Preferred (PDP) plan in American Samoa, Guam, Northern Mariana Islands, Puerto Rico and U. S. Virgin Islands.

Plans are insured through UnitedHealthcare Insurance Company or one of its affiliated companies, a Medicare-approved Part D sponsor. Enrollment in the plan depends on the plan's contract renewal with Medicare. UnitedHealthcare Insurance Company pays royalty fees to AARP for use of its intellectual property. These fees are used for the general purposes of AARP. AARP and its affiliates are not insurers. You do not need to be an AARP member to enroll. AARP encourages you to consider your needs when selecting products and does not make specific product recommendations for individuals.

This information is not a complete description of benefits. Contact the plan for more information. Limitations, co-payments, and restrictions may apply. Premium and/or co-payments/co-insurance may change on January 1 of each year.

The formulary and pharmacy network may change at any time. You will receive notice when necessary.

Member may use any pharmacy in the network but may not receive preferred retail pharmacy pricing. Pharmacies in the Preferred Retail Pharmacy Network may not be available in all areas. Co-pays apply after deductible.

AARP MedicareRx Plans’ pharmacy network offers limited access to pharmacies with preferred cost sharing in rural Iowa, Minnesota, Montana, Nebraska, North Dakota, South Dakota and Wyoming. The lower costs advertised in our plan materials for these pharmacies may not be available at the pharmacy you use. For up-to-date information about our network pharmacies, including pharmacies with preferred cost sharing, please call 1-866-255-4835 (TTY 711), 8 a.m.8 p.m. local time, 7 days a week or consult the online pharmacy directory at

You are not required to use OptumRx home delivery for a 90-day supply of your maintenance medication. If you have not used OptumRx home delivery, you must approve the first prescription order sent directly from your doctor to OptumRx before it can be filled. New prescriptions from OptumRx should arrive within ten business days from the date the completed order is received, and refill orders should arrive in about seven business days. Contact OptumRx anytime at 1-877-266-4832 (TTY 711). OptumRx is an affiliate of UnitedHealthcare Insurance Company.

Last Updated: 10.01.15 at 12:01 AM CT | Y0066_PDPEGWS1248_000 Approved