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Can you believe the holidays are almost in full swing? Though the season of cheer can be full of fun, it can also be stressful. As you prepare to dig out holiday decor or make plans to celebrate with loved ones, the AARP Member Advantages Insider is here to help you ‘holiday’ on your own terms!
Whether you’re planning a season of parties, traveling home or headed somewhere new, holiday shopping is probably among your long list of to-dos. If your busy schedule can’t accommodate time-consuming, high-stakes Black Friday shopping, have no fear! We’ve got this year’s best tips on how to shop savvy and safely:
Start your Cyber Monday prep by creating a list of needs and a budget. Your budget should include the price range you’d like to stay within for each item on your list, as well as shipping and handling costs. Creating the list and budget will help you minimize frivolous spending that can drain your funds quickly.
Keep in mind, just like brick and mortar stores, Cyber Monday deals have a limited supply of inventory available at a discounted price. In order to get the deals you want, you may have to hustle and get the items in your online shopping cart before the products run out. To streamline your shopping experiences, look for information on deals in advance. Keep the links to items on your wishlist in a digital document so that you can click directly through without having to search the site on Cyber Monday when site traffic is high.
After you’ve finalized your shopping list and budget, do a little homework to discover what others are saying about the products you’re interested in purchasing. You can typically find reviews by googling the product name or on the product’s webpage. Customer reviews often reveal useful information like durability and functionality. Knowing these things in advance will help you make informed decisions so that you’re not sacrificing quality for lower prices.
Shop with trusted retailers
While shopping online be wary of stores you’ve never heard of, even if they are advertising seemingly great deals. If you think it’s too good to be true, it probably is. Avoid the stress of wondering by shopping on websites you’ve purchased from before or from familiar retailers.
Remember to double check the website’s URL to ensure you’re on the site you intend to visit! For deals you can count on from great brands, visit the Limited Time Offers page on aarpadvantages.com for deals exclusively for AARP members.
Keep shopping secure
While shopping online for Cyber Monday or any other time, your technology device and method of payment can be crucial to protecting yourself. Use a personal device that you have administrative access to, and not public computers that may be used by people you don’t know. Your internet connection should be secure and private as well.
Also make sure to use a method of payment that offers protection like the AARP® Credit Card from Chase. Shopping with a credit card that has perks like fraud and identity protection can save you a lot of time and frustration if you are targeted.
Remember to review your transactions for several days after Cyber Monday to ensure that you were only charged for purchases you made.
Though Cyber Monday will be filled with great deals, don’t forget that all AARP members can save all holiday season here!
These articles present general information and are for informational purposes only. They are not a substitute for legal, financial, medical, or other professional advice.