Business Auto Insurance 

The Hartford

The AARP® Small Business Insurance Program from The Hartford offers business auto insurance coverage for you, your employees and the vehicles you own, lease, rent or borrow.

The Hartford offers business auto coverage that can help protect your bottom line. An automotive mishap can expose your business to complex high exposure, putting its assets at risk. Having the right coverage can make sure your business is protected.

With business auto coverage from The Hartford, you get:

A broad form endorsement - automatically added to every policy at no additional cost – providing critical coverages such as Loan Lease Gap, Hybrid Payment and Electronic Equipment. (Existing) 

Accident forgiveness: Fender Bender Forgiveness will eliminate the worry of a small incident driving up rates. By staying claim free for three years, a larger accident will be forgiven. 

New discounts for safety features and for use of telematics devices.

Why The Hartford

  • Choice of more than 1,000,000 small business owners
  • Flexible coverage & service options with cost effective packages
  • First class customer service with 24/7 access
  • More than 200 years of protecting small businesses

This contains only a general description of coverages that may be provided and does not include all of the features, exclusions and conditions of the policies it describes. Please refer to the actual policies for complete details of coverage and exclusions. In the event of a conflict, only the terms of an actual issued policy will prevail. Coverage may not be available in all states or to all businesses.

The AARP Small Business Insurance Program from The Hartford is underwritten by Hartford Fire Insurance Co. and its property and casualty insurance affiliates. In TX, this insurance is written by Sentinel Insurance Company, Ltd., Hartford Casualty Insurance Company, Hartford Lloyd’s Insurance Company, Property and Casualty Insurance Company of Hartford, Hartford Underwriters Insurance Company, Twin City Fire Insurance Company, Hartford Accident and Indemnity Company and Hartford Fire Insurance Company. In CA by Sentinel Insurance Company, Ltd. (CA license # 8701) and its property and casualty insurance company affiliates, One Hartford Plaza, Hartford, CT 06155.

AARP and its affiliates are not insurers. The Hartford pays royalty fees to AARP for the use of its intellectual property. These fees are used for the general purposes of AARP. AARP membership is required for Program eligibility in most states. Specific features, credits and discounts may vary and may not be available in all states in accordance with state filings and applicable law. Applicants are individually underwritten and some may not qualify. The program is currently unavailable in Canada and U.S. Territories or possessions.