The AARP® Small Business Insurance Program from The Hartford offers flexible coverage to meet your unique business needs. The Hartford is committed to helping prepare and protect your business so that when the unexpected happens, you don’t just endure…you prevail.
The AARP Small Business Insurance Program from The Hartford offers The Hartford's Business Owner's Policy (BOP) which combines two critical business insurance coverages: business property and business liability. With one convenient policy, you're protected against fire, theft, lawsuits and more. In addition, you can purchase optional coverages, like business income or data breach, allowing you to tailor a policy that meets the unique needs of your business, today and as it evolves.
Key Coverages you should consider:
Helps protect your business from lawsuits claiming a negligent act, error or omission in the professional services you provide.
1Independent Agent Magazine, June 30, 2011; "How to Sell Business Income Insurance".
2Symantec's 2011 SMB Disaster Preparedness Survey.
3Percentage is approximate based on the Verizon 2013 Data Breach Investigations Report.
42013 Cost of a Data Breach Study, United States, Ponemon Institute LLC, Report Date: May 2012.
This contains only a general description of coverages that may be provided and does not include all of the features, exclusions and conditions of the policies it describes. Please refer to the actual policies for complete details of coverage and exclusions. In the event of a conflict, only the terms of an actual issued policy will prevail. Coverage may not be available in all states or to all businesses.
The AARP Small Business Insurance Program from The Hartford is underwritten by Hartford Fire Insurance Co. and its property and casualty insurance affiliates. In TX, this insurance is written by Sentinel Insurance Company, Ltd., Hartford Casualty Insurance Company, Hartford Lloyd’s Insurance Company, Property and Casualty Insurance Company of Hartford, Hartford Underwriters Insurance Company, Twin City Fire Insurance Company, Hartford Accident and Indemnity Company and Hartford Fire Insurance Company. In CA by Sentinel Insurance Company, Ltd. (CA license # 8701) and its property and casualty insurance company affiliates, One Hartford Plaza, Hartford, CT 06155.
AARP and its affiliates are not insurers. The Hartford pays royalty fees to AARP for the use of its intellectual property. These fees are used for the general purposes of AARP. AARP membership is required for Program eligibility in most states. Specific features, credits and discounts may vary and may not be available in all states in accordance with state filings and applicable law. Applicants are individually underwritten and some may not qualify. The program is currently unavailable in Canada and U.S. Territories or possessions.