Workers’ Compensation 

The Hartford

The AARP® Small Business Insurance Program from The Hartford offers best in class workers’ compensation insurance coverage. Workers’ compensation insurance provides statutorily required coverage for work-related injuries and includes rehab and lost wages. In the worst case, it provides deceased worker’s family with a financial benefit.

The Hartford’s unique approach to covering injured employees goes beyond the basics and exceeds industry standards:

  • The Hartford’s Team•WorkSM program gets employees back to work a full week earlier than average – with 50 percent returning within 36 days.
  • For injured employees, a broad network of physicians, nurses and pharmacies makes it easier and faster to find quality, trustworthy care.
  • Outstanding educational tools like eGuides, chalk talks and Loss Prevention solutions help employers learn how to manage costs and help employees prevent injuries before they happen.

Why The Hartford

  • Choice of more than 1,000,000 small business owners
  • Flexible coverage & service options with cost effective packages
  • First class customer service with 24/7 access
  • More than 200 years of protecting small businesses

This contains only a general description of coverages that may be provided and does not include all of the features, exclusions and conditions of the policies it describes. Please refer to the actual policies for complete details of coverage and exclusions. In the event of a conflict, only the terms of an actual issued policy will prevail. Coverage may not be available in all states or to all businesses.

The AARP Small Business Insurance Program from The Hartford is underwritten by Hartford Fire Insurance Co. and its property and casualty insurance affiliates. In TX, this insurance is written by Sentinel Insurance Company, Ltd., Hartford Casualty Insurance Company, Hartford Lloyd’s Insurance Company, Property and Casualty Insurance Company of Hartford, Hartford Underwriters Insurance Company, Twin City Fire Insurance Company, Hartford Accident and Indemnity Company and Hartford Fire Insurance Company. In CA by Sentinel Insurance Company, Ltd. (CA license # 8701) and its property and casualty insurance company affiliates, One Hartford Plaza, Hartford, CT 06155.

AARP and its affiliates are not insurers. The Hartford pays royalty fees to AARP for the use of its intellectual property. These fees are used for the general purposes of AARP. AARP membership is required for Program eligibility in most states. Specific features, credits and discounts may vary and may not be available in all states in accordance with state filings and applicable law. Applicants are individually underwritten and some may not qualify. The program is currently unavailable in Canada and U.S. Territories or possessions.