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There are a lot of reasons to get insurance. And there are a lot of ways to end up with the wrong coverage. The policy you want is the one that fits your needs without extras that cost more. Read and understand your options here, first.
Insurance is typically the kind of product you buy hoping you'll never need it. But if you do, it may be the difference between a minor bump in the road and something much bigger. Knowing what to look for before you buy helps you get the best coverage for your situation.