Boat & Personal Watercraft Insurance

The Hartford

Weekend Warrior or Avid Boater: Tailor Your Coverage With Our Flexible Options

Do you use your boat on the weekends or every day?  When it comes to boat and personal watercraft insurance, you need customized protection. With boat insurance coverage through the AARP® Auto and Homeowners Insurance Program from the Hartford1, our specialists help make it easy to get the customized coverage you need to protect your boat or watercraft.

The Hartford has partnered with American Modern Insurance Group to offer members of the AARP® Auto Insurance Program from The Hartford collectible car insurance designed specifically to protect the unique cars that are so important to you.

Important Coverage

Enjoy your time on the water even more knowing you’re protected with these critical coverage options:

  • Physical damage
  • Increased limits on liability
  • Medical payments
  • Uninsured watercraft
  • Total loss replacement option
  • Personal effects coverage
  • Emergency Assistance and Towing

Additional Coverage

Need additional coverage?  The Hartford also offers:

  • Accessory coverage
  • Trailer coverage
  • Agreed value or market value hull coverage

AARP and its affiliates are not insurers. Paid endorsement. The Hartford pays a royalty fee to AARP for the use of AARP's intellectual property. These fees are used for the general purposes of AARP. AARP membership is required for Program eligibility in most states.

Not all coverages are available in all states.

1This Program is underwritten by American Modern Insurance Company through Nutmeg Insurance Agency Inc. Nutmeg Insurance Agency Inc. is an affiliate of Hartford Fire Insurance Company, One Hartford Plaza, Hartford, CT 06155. Hartford Fire Insurance Company and its affiliates are not financially responsible for insurance products underwritten and issued by American Modern Insurance Company.