Collectible Car Insurance

The Hartford

If you have a collectible car, The Hartford has the policy for you. The Hartford has partnered with American Modern Insurance Group to offer members of the AARP® Auto Insurance Program from The Hartford collectible car insurance designed specifically to protect the unique cars that are so important to you.

Your Classic Car Deserves Customized Coverage

In most states, the amount of coverage needed for your antique auto is determined using "agreed value" – the amount of coverage that you and The Hartford agree on as the value for the car, based on a recent, certified appraisal or photos of the vehicle.

The following coverages are available (varies by state):

  •  Bodily Injury Liability
  •  Property Damage Liability
  •  Physical Damage to your auto (mandatory for collectible autos)

For an additional premium, you may be able to add the following optional coverages (varies by state):

  • Flatbed Towing
  • Trip Interruption
  • Full Glass
  • Spare Parts

24/7 Roadside Assistance

When you’re stranded, you want to call someone you can depend on. Now you can include emergency roadside service. Whether it’s flatbed towing, adding gas to your tank, fixing your flat tire or unlocking a door,The Hartford will send qualified service to assist you – whenever and wherever you need it.


Your antique vehicle is eligible for a lot of the same discounts as “everyday” vehicles. For example, you may be eligible for discounts if you have an anti-theft device in your car, if you take an approved defensive driver course , or if you are a member of a car club.

Hassle Free Claim Service

Should you have a claim, it’s good to know that your insurance company has the collectible vehicle knowledge and experience to make the claims process as smooth as possible.

AARP and its affiliates are not insurers. Paid endorsement. The Hartford pays a royalty fee to AARP forthe use of AARP's intellectual property. These fees are used for the general purposes of AARP. AARP membership is required for Program eligibility in most states.

Coverage is subject to policy terms, conditions, limitations, exclusions, underwriting review andapproval, and may not be available for all risks or in all states. Rates and discounts vary, are determinedby many factors and are subject to change.

This Program is underwritten by one of the licensed insurers of American Modern Insurance Group, Inc.,including American Southern Home Insurance Company in FL and LA, Consumer County MutualInsurance Company in TX, American Family Home Insurance Company d/b/a AFH Insurance Company(Lic. No 2961-1) in CA, and American Modern Home Insurance Company in all other states, through Nutmeg Insurance Agency Inc. Nutmeg Insurance Agency Inc. is an affiliate of Hartford Fire InsuranceCompany, One Hartford Plaza, Hartford, CT 06155. Hartford Fire Insurance Company and its affiliates arenot financially responsible for insurance products underwritten and issued by the insurance companies of American Modern Insurance Group, Inc.