Medicare Advantage

 

Whether you are choosing health care coverage, or helping someone else find a plan, UnitedHealthcare® believes you should be able to choose coverage that is a good fit for your needs. And their role is to make health care coverage work for you.

What is Medicare Advantage?

Medicare Advantage (Part C) plans are run by private insurance companies and combine Medicare Parts A (hospital coverage) and B (doctor coverage) plus additional benefits all in one plan. Many plans also include prescription drug coverage and are known as MA-PD or Medicare Advantage with Prescription Drug plans. Medicare Advantage plans may come with no additional premium beyond what you already pay for Medicare Part B. To be eligible to enroll in a Medicare Advantage plan, you must have Original Medicare (Parts A and B) and continue to pay your Medicare Part B premium each month, unless it is otherwise paid for under Medicaid or by another party.

Doctor, Hospital, and Drug Coverage – All in One Simple Plan.

AARP® MedicareComplete® plans insured through UnitedHealthcare bundle your benefits into one simple plan and also include programs to help you live a healthier life. These plans won't deny you coverage for pre-existing conditions, and they do not require a physical exam for enrollment.1

AARP MedicareComplete plans include the following features and benefits:

  • Monthly plan premiums starting at $0, in addition to your Medicare Part B premiums
  • A yearly out-of-pocket maximum to help limit your health care expenses
  • Set co-pays for doctor visits and many medical services
  • Many preventive services, including a routine physical exam, for a $0 co-pay
  • Worldwide emergency care
  • Routine eye exams
  • Annual routine hearing exams and hearing aid coverage

Many AARP MedicareComplete plans may also include:

  • Routine eyewear coverage
  • Wellness programs and 24-hour phone access to a live nurse
  • Drug coverage for thousands of brand-name and generic prescription drugs
  • A large network of retail pharmacies nationwide
  • A $0 co-pay for a 90-day supply of Tier 1 and Tier 2 medications with home delivery from OptumRx, the plan’s preferred mail service pharmacy.
  • Other additional benefits not covered by Original Medicare

1You may not be eligible to enroll in a plan if you have end-stage renal disease (ESRD). Please call UnitedHealthcare for more information.

Plans are insured through UnitedHealthcare Insurance Company or one of its affiliated companies, a Medicare Advantage organization with a Medicare contract. Enrollment in the plan depends on the plan's contract renewal with Medicare. UnitedHealthcare Insurance Company pays royalty fees to AARP for use of its intellectual property. These fees are used for the general purposes of AARP. AARP and its affiliates are not insurers. You do not need to be an AARP member to enroll.

AARP encourages you to consider your needs when selecting products and does not make specific product recommendations for individuals.

This information is not a complete description of benefits. Contact the plan for more information. Limitations, co-payments, and restrictions may apply. Benefits, premium and/or co-payments/co-insurance may change on January 1 of each year

You must continue to pay your Medicare Part B premium if not otherwise paid for under Medicaid or by another third party.

You are not required to use OptumRx home delivery for a 90-day supply of your maintenance medication. If you have not used OptumRx home delivery, you must approve the first prescription order sent directly from your doctor to OptumRx before it can be filled. New prescriptions from OptumRx should arrive within ten business days from the date the completed order is received, and refill orders should arrive in about seven business days. Contact OptumRx anytime at 1-877-266-4832 (TTY 711). OptumRx is an affiliate of UnitedHealthcare Insurance Company. $0 co-pay is applicable for tier 1 and tier 2 medications during the initial coverage phase and may not apply during the coverage gap; it does not apply during the catastrophic stage.

The pharmacy network, and/or provider network may change at any time. You will receive notice when necessary.

UnitedHealthcare Insurance Company complies with applicable Federal civil rights laws and does not discriminate on the basis of race, color, national origin, age, disability, or sex. ATENCIÓN: si habla español, tiene a su disposición servicios gratuitos de asistencia lingüística. Llame al 1-855-814-6894 (TTY: 711). 注意:如果您使用繁體中文,您可以免費獲得語言援助服務。請致電 1-855-814-6894 (TTY:711).

Last Updated: 10.01.2016 at 12:01 AM CT | Y0066_160829_160656 Accepted