Prescription Drug Plans (Part D)


Medicare Part D plans are designed to help make prescription drug costs more predictable. With the rising costs of prescription drugs, enrolling in a Medicare Part D plan may be a smart way of insuring yourself against the unexpected. Even if you are relatively healthy, enrolling could save you money in the future.

Benefits of AARP® MedicareRx Plans

The AARP® MedicareRx Plans, insured through UnitedHealthcare®, offer simple, reliable protection to help you manage the cost of your prescription drugs. If you are eligible for Medicare, these plans are available to you, even if you’re not a member of AARP.

With three plans to choose from, whether you’re looking for a plan with low monthly premiums or a plan with low co-pays, UnitedHealthcare may have an AARP MedicareRx plan that fits your needs. While all three plans feature drug lists that include thousands of commonly used prescription drugs, each plan differs a bit in cost and coverage. 

Other benefits include:

  • Preferred retail pharmacies designed to help you save money on your prescription drug co-pays. UnitedHealthcare has worked with many retail pharmacies to help you get the savings you’ve been looking for.
  • A Preferred Mail Service Pharmacy that could help you save time and money on your prescriptions.1 Pay $0 for a 90-day supply of Tier 1 and Tier 2 medications (includes nearly all generic drugs and most commonly used brand name drugs) with home delivery through OptumRx, your plan’s preferred mail service pharmacy.2
  • A pharmacy network with many convenient locations, including popular retailers and local drugstores.

1The Preferred Mail Service Pharmacy and Preferred Retail Pharmacy Network are not available for the AARP MedicareRx Preferred (PDP) plan in the following territories: Guam, American Samoa, U. S. Virgin Islands or Northern Mariana Islands.

2The $0 co-pay for a 90-day supply of Tier 1 and Tier 2 medications through OptumRx Mail Service Pharmacy is not available for the AARP MedicareRx Preferred (PDP) plan in American Samoa, Guam, Northern Mariana Islands, Puerto Rico and U. S. Virgin Islands. The $0 co-pay for a 90-day supply of Tier 2 medications through OptumRx Mail Service Pharmacy is not available for the AARP MedicareRx Walgreens (PDP) plan.

Plans are insured through UnitedHealthcare Insurance Company or one of its affiliated companies, a Medicare-approved Part D sponsor. Enrollment in the plan depends on the plan's contract renewal with Medicare. UnitedHealthcare Insurance Company pays royalty fees to AARP for use of its intellectual property. These fees are used for the general purposes of AARP. AARP and its affiliates are not insurers. You do not need to be an AARP member to enroll. AARP encourages you to consider your needs when selecting products and does not make specific product recommendations for individuals. United contracts directly with Walgreens for this plan; AARP and its affiliates are not parties to that contractual relationship.

This information is not a complete description of benefits. Contact the plan for more information. Limitations, co-payments, and restrictions may apply. Premium and/or co-payments/co-insurance may change on January 1 of each year.

The formulary and pharmacy network may change at any time. You will receive notice when necessary.

Member may use any pharmacy in the network but may not receive preferred retail pharmacy pricing. Pharmacies in the Preferred Retail Pharmacy Network may not be available in all areas. Co-pays apply after deductible.

AARP MedicareRx Preferred (PDP) and AARP MedicareRx Saver Plus (PDP)’s pharmacy network offers limited access to pharmacies with preferred cost sharing rural MT, NE, ND, SD WY, and for AARP MedicareRx Preferred (PDP), there is also limited access in suburban PR. AARP MedicareRx Walgreens (PDP)’s pharmacy network offers limited access to pharmacies with preferred cost sharing in urban ND and WV; suburban CA, HI, MD, ME, ND, NY, PA, WV and rural AK, AR, HI, IA, ID, KS, KY, ME, MN, MO, MS, MT, NE, NY, OK, PA, SD, TX, UT, VA, WA, WV and WY. There are an extremely limited number of preferred cost share pharmacies in rural ND and urban VT. The lower costs advertised in our plan materials for these pharmacies may not be available at the pharmacy you use. For up-to-date information about our network pharmacies, including pharmacies with preferred cost sharing, please call 1-866-255-4835 (TTY 711), 8 a.m.8 p.m. local time, 7 days a week or consult the online pharmacy directory at

You are not required to use OptumRx home delivery for a 90-day supply of your maintenance medication. If you have not used OptumRx home delivery, you must approve the first prescription order sent directly from your doctor to OptumRx before it can be filled. New prescriptions from OptumRx should arrive within ten business days from the date the completed order is received, and refill orders should arrive in about seven business days. Contact OptumRx anytime at 1-877-266-4832 (TTY 711). OptumRx is an affiliate of UnitedHealthcare Insurance Company. $0 co-pay is applicable for tier 1 and tier 2 medications during the initial coverage phase and may not apply during the coverage gap; it does not apply during the catastrophic stage. 

UnitedHealthcare Insurance Company complies with applicable Federal civil rights laws and does not discriminate on the basis of race, color, national origin, age, disability, or sex. ATENCIÓN: si habla español, tiene a su disposición servicios gratuitos de asistencia lingüística. Llame al 1-855-814-6894 (TTY: 711). 注意:如果您使用繁體中文,您可以免費獲得語言援助服務。請致電 1-855-814-6894(TTY:711).

Last Updated: 10.01.2016 at 12:01 AM CT | Y0066_PDP0831_000 Accepted